1.Need to work in organization at least 3 months salary statement need to be enclosed
2.In case of Business man need to show their bank transactions and giving the details of business
3. Photos,residential proof,pan card which are so essential loan process. Eligibility and Verification process to grant personal loan:
a) The loan provider think whether the person can re-pay capability within the duration or not.
b) whether his salary support his EMI (EVERY MONTH INSTALLMENT)
C) Whether he works in reputed organization d) track record of the person, whether he paid previous loans successfully so this will give confidence to the providers to grant the loan.